Hey lads lately ive been having issues with my exchange and seems that aussie exchanges and possibly many other exchanges are now restricting people by only allowing payments to be sent to people who are on the same exchange as you. I downloaded phantom wallet and it is the EASIEST experience ive had. Download the wallet then click buy and select bitcoin, select how much and then you can apple pay or select card payment and enter your details. Will be in your wallet within 30 minutes and then just click send and copy your vendors wallet address and they get it within 15 minutes. No stupid email confirmations or codes or passwords and shit or stupid questions about who its going to etc. please note that once in your wallet it will show as less because its in usd so dont panic once you send what you bought the vendor will see it as the aud amount 
