Isn't that kinda the point? The standard form is Creatine MONOHYDRATE. And the 'hydrate' part is what pulls water, ideally, into the muscle cell. Now that's not bloat. We are, after all, 70% water. SOME users complain of a blurring watery layer but they tend to have very low levels of bodyfat.
Also, as per other posts, there's no need to cycle it so keeping the gains is as simple as carrying on using. It's pennies per day and you train and eat right to 'keep the gainz' dude